A Smart, Simple, Sustainable Way to Save

We're an independent registered investment advisor. We believe everyone should be able to achieve financial independence.

Our Philosophy

Don't Try to Beat the Market

Invest in passive indexes to take what the market gives you.

Manage Your Risk

Diversify across asset classes to take advantage of effective portfolio diversification.

Give Tax Its Due

Wealth compounds at greater rates when taxes can be avoided or deferred.

Reduce Fees

Maximize your allocation to low-fee funds and managers to substantially increase wealth over time.

Our Team

Robert Swigert

Robert Swigert

Stéphane Cedroni

Stéphane Cedroni

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